eFinancial Capital Corp. is a direct, private bridge lender based in Ottawa, which makes short-term bridge loans secured by commercial real estate.

Our Commitment

Our team consists of experienced team of professionals.

Our Commitment

Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality.

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Construction

Construction Projects & Commercial Buildings

Construction

Needs to Build, we offer financing in both the residential as well as commercial sectors, in both first (1st.) as well as Second (2nd.) Mortgage position.

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Investors

eFinancial Corporation offers investors double-digit ROI earnings in mortgage investment opportunities.

Investors

Our mortgage investments are secured by individually screened and appraised real estate.

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eFinancial Capital Corp. Private Commercial Bridge Loans – Direct Lender

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eFinancial Capital Corp. is a direct, private bridge lender based in Ottawa, Ontario. We make short-term bridge loans secured by commercial real estate.

eFinancial is capable of analyzing, structuring and closing your time-sensitive loan request very quickly. Seasoned COMMRICAL bridge lending veterans Hussein (Al ) h.alsaleh@efcc.ca and F. Lawrance Saleh Lawrance.Saleh@efcc.c Manage eFinancial and will be your primary points of contact.

While we primarily focus on multifamily, commercial and investment properties in the Ottawa Metropolitan area, eFinancial will also consider providing bridge loans for cash-flowing properties in other primary markets such as Toronto.

We provide financing for cash-flowing, income-producing properties and for select transitional properties. eFinancial will consider providing completion dollars for value-added scenarios and for compelling new development scenarios that are substantially complete. We will also consider land and development site acquisitions as well as ground-up construction on a highly selective basis for experienced sponsors. We also finances the acquisition of defaulted Notes for experienced sponsors (see featured transactions for examples). Register if you would like to receive regular updates from eFinancial on the deals we are closing.

eFinancial targets loan scenarios that cannot be adequately handled by traditional lending sources such as the Banks either due to time constraints, deal complexity or the transitional nature of the asset. We primarily make first mortgage loans with a maximum loan-to-value of 75%.

Our goal is to facilitate the implementation of our borrower’s clear, well thought-out business plan, and then to be repaid upon either a sale or refinancing of the property, typically within 6 to 24 months. We especially favor deals in strong locations that have multiple exit scenarios. Review our featured transactions for many examples of deals closed by eFinancial.

You may want to read articles by and about eFinancial to get a better idea of what we do. While it will always vary from deal to deal, this is our basic submission checklist. Alternatively you can choose to apply online.

eFinancial tends to be present at the moment of value creation when the new owners of a mixed-use or multifamily property are acquiring and then improving the property, increasing the NOI and preparing it either for resale or long-term, permanent financing. Read on to get a better idea of the kinds of deals that we target.

Approvals will take two forms; general approval without predetermined limits and approval with predetermined limits.

eFinancial focuses on transactions between $ 500,000 and $10,000,000

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